ANT.FUN founder Shaun: Stablecoins are expected to drive the emergence of "financial super apps."

Shaun, the founder and CEO of ANT.FUN, stated at the Finternet 2025 Asia Digital Finance Summit supported by the OSL Group that stablecoins are expected to drive the emergence of new financial applications, which he described as "three-dimensional species," believing that their characteristic is the ability to obtain a high customer lifetime value (LTV) from a single user.

Shaun indicated that traditional super apps are "two-dimensional," only occupying user time and installation volume, and their financial monetization capabilities are strictly limited by licenses and regions. However, the "financial super APP" of Web3 will be "three-dimensional": supported by stablecoins, users can seamlessly connect all financial services such as consumption, trading, wealth management, and contracts within the same application, thereby creating lifetime value that traditional applications cannot reach. Shaun noted that the backdrop of this transformative era is that the world is on the "eve" of general artificial intelligence (AGI), and he anticipates that strong artificial intelligence (ASI) will be achieved within three to five years, emphasizing that it is the combination of AGI and digital currency that makes such a super application capable of reshaping the economic structure possible.