The six major banks: Starting from January 1, digital renminbi will begin to accrue interest, with interest calculation rules consistent with those of demand deposits

According to the Shanghai Securities Journal, Industrial and Commercial Bank of China, Agricultural Bank of China, China Construction Bank, Bank of China, Postal Savings Bank of China, and Bank of Communications have successively announced that starting from January 1, 2026, the balance of the real-name digital RMB wallets opened at these banks will earn interest at the same rate as the bank's demand deposit rate, with interest calculation rules consistent with those of demand deposits.