Visa Survey: Bank-level protection can increase the willingness to adopt stablecoins from 36% to 56%

According to The Block, Visa released the report "Money Travels 2026," based on a survey of 2,192 American adults, showing that if stablecoins were equipped with bank-level fraud protection and deposit insurance, consumer willingness to use them would increase from 36% to 56%; if offered through existing financial institutions, willingness could also rise to 45%.

The survey also revealed that 56% of respondents had never heard of stablecoins, and 64% of respondents had more trust in payment providers than in the technology itself. Currently, the total supply of dollar-pegged stablecoins globally has exceeded $29.5 billion, with USDT at approximately $18.34 billion and USDC at about $7.6 billion; Visa's stablecoin settlement annualized scale has surpassed $20 billion, growing more than 15 times compared to a year ago.