OpenAI expands ChatGPT personal finance features to Mac desktop application

OpenAI announced that the ChatGPT Finances feature has officially expanded to the Mac desktop application. After users update the app, they can connect their bank, credit card, and investment accounts through the "Finance" entry in the sidebar, allowing them to view balances, analyze spending, manage subscriptions, and track portfolios directly on macOS. This feature connects accounts through the financial data service provider Plaid, enabling ChatGPT to answer questions based on real transactions, balances, and investment data, such as inquiries about the categories with the highest spending this month or subscriptions that should be canceled, providing analysis based on account information.

ChatGPT Finances launched in May this year, with main features including tracking expenses by category, reviewing recurring charges, monitoring stock holdings and asset allocation, tracking credit scores, and generating weekly financial updates. Regarding privacy, OpenAI emphasizes that this connection is read-only; ChatGPT cannot transfer funds, pay bills, or execute stock trades, and users can disconnect their accounts at any time. This feature is currently available to Free, Go, Plus, and Pro users in the United States.