BTC $62,960.60 -0.10%
ETH $1,878.23 -0.28%
BNB $606.04 -0.21%
XRP $0.9994 -0.44%
SOL $75.27 -0.23%
TRX $0.3310 -0.46%
DOGE $0.0695 -0.88%
ADA $0.1761 -2.37%
BCH $203.32 -0.97%
LINK $9.44 -0.78%
HYPE $56.92 +0.92%
AAVE $85.95 -0.62%
SUI $0.6738 -1.66%
XLM $0.1568 -1.24%
ZEC $484.86 -2.23%
BTC $62,960.60 -0.10%
ETH $1,878.23 -0.28%
BNB $606.04 -0.21%
XRP $0.9994 -0.44%
SOL $75.27 -0.23%
TRX $0.3310 -0.46%
DOGE $0.0695 -0.88%
ADA $0.1761 -2.37%
BCH $203.32 -0.97%
LINK $9.44 -0.78%
HYPE $56.92 +0.92%
AAVE $85.95 -0.62%
SUI $0.6738 -1.66%
XLM $0.1568 -1.24%
ZEC $484.86 -2.23%

중앙은행 부총재: 올해는 기준금리 인하와 금리 인하에 일정한 여지가 있다

2026-01-15 15:48:07

据金十数据报道,人民银行新闻发言人、副行长邹澜 1月 15 日在国新办新闻发布会上表示,从今年看,降准降息还有一定空间。从法定存款准备金率看,目前金融机构的法定存款准备金率平均为 6.3%,降准仍然还有空间。

从政策利率来看,外部约束方面,目前人民币汇率比较稳定,美元处于降息通道,汇率不构成很强的约束;内部约束方面,2025 年以来,银行净息差已经出现企稳迹象,2026 年还有规模较大的 3 年期及 5 年期的长期存款到期,此次下调各项结构性货币政策工具利率都有助于降低银行付息成本,稳定净息差,降息创造一定空间。

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