Interlace Debuts at Consensus 2026: Driving Stablecoin Scalability with Compliance as the Cornerstone

February 10-12, 2026, the Hong Kong Consensus Conference was held as scheduled, with stablecoins once again becoming a high-frequency keyword throughout the event. From the gradual establishment of regulatory frameworks to enterprises' pursuit of real payment efficiency, the industry is moving from early concept validation to sustainable scaled operations.

The Web3 financial infrastructure innovation platform Interlace made intensive statements at the conference and several surrounding events. Regarding how stablecoins can enter mainstream commercial systems, infrastructure capabilities, and the real adoption paths in emerging markets, practical insights were provided: compliance is the key factor determining the long-term development of the industry, and in 2026, Interlace will accelerate its business layout in markets such as Southeast Asia and Latin America, launching new products like Scan to Pay aimed at real consumption scenarios.

Stablecoins Moving Towards Scale, Compliance is a Prerequisite

Stablecoins are being integrated into the daily operational systems of more and more enterprises, but to support this transition, the underlying tracks must be sufficiently mature.

On February 9, Henry Chan, Head of Compliance and Operations at Interlace, was invited to attend the Institutional Payment & On-chain Financial Infrastructure Summit. He stated that the industry has solved the question of whether stablecoins can be used in the past few years, but the next challenge is whether they can be used long-term, stably, and at scale within a regulatory framework.

He mentioned that the rapid embrace of stablecoins by enterprises is not only due to technological innovation but also because they provide directly perceivable improvements in real business: lower cost structures, faster settlement efficiency, and broader global accessibility. For high-frequency scenarios such as cross-border trade, advertising, and subscription platforms, these advantages are reshaping the cost and efficiency structures of enterprises.

However, Henry also emphasized that true scalability will not happen naturally. KYC, AML, fund monitoring, settlement networks, and the ability to connect with card organizations and banking systems determine whether stablecoins can be integrated into standard enterprise processes.

Taking Interlace's practices as an example, the platform deeply embeds compliance and risk control into product design: using non-custodial MPC wallets to ensure fund security, integrating on-chain AML and KYC systems for real-time risk control, and establishing comprehensive capabilities covering card issuance, account systems, fund inflow and outflow channels, and risk control within a strict compliance framework. In addition, Interlace holds financial licenses in the United States, Hong Kong, Lithuania, and other regions, and has obtained PCI DSS Level-1 security certification, providing enterprises with secure and auditable fund flow guarantees. This type of invisible yet indispensable infrastructure is the core driving force behind the scaled adoption of stablecoins.

Accelerating Cost Reduction, Stablecoins Enter Application Scenarios

If Henry's sharing was more from the perspective of industry evolution, then the discussions the next day were closer to the market front line.

At the roundtable session of Stablecoin Odyssey 2026 Hong Kong, Interlace CMO Simon Li mentioned that stablecoins have already become actual settlement assets in many regions, rather than just investment or trading mediums. Especially in emerging markets like South America and Southeast Asia, enterprises and users are more concerned about whether they can receive money faster, reduce exchange losses, and whether fees are low enough.

He stated that based on Interlace's observations in actual operations, stablecoins can reduce the comprehensive cost of cross-border transfers by up to 90%, with settlements almost completed in real-time. This efficiency improvement has led more platforms to be willing to integrate stablecoins into their daily fund flows.

Around this trend, Simon revealed that Interlace will accelerate its business expansion in Southeast Asia and South America in 2026 and promote new product solutions like Scan to Pay, allowing stablecoins to be directly used in closer-to-offline and localized consumption networks.

Mark Homeier, Interlace's CBDO, who also delivered a keynote speech at the event, provided another perspective from the viewpoint of corporate decision-makers. He pointed out that many companies have realized the efficiency potential of stablecoins, but the challenge lies in how to integrate them into existing financial, risk control, and compliance systems while ensuring auditable, traceable, and sustainable operations.

In his view, what the market truly needs is not point solutions but a complete set of financial infrastructure that can immediately empower businesses. Interlace is helping clients transform complex links into directly deployable standardized capabilities through CaaS, BaaS APIs, multi-currency accounts, and comprehensive compliance modules, thereby reducing usage difficulty.

In the Era of Scale, Infrastructure Becomes a Key Support

In addition to focusing on core issues of enterprise and institutional collaboration, Interlace also emphasizes interaction with the industry ecosystem. During the conference, it participated in the Hack Seasons Conference, engaging with Web3 industry professionals and developer communities to discuss payments, product modularization, and innovation spaces under compliance prerequisites.

As more applications move from on-chain to the real world, the scale of infrastructure is also rapidly growing. As a global leading card issuance and fund management platform, Interlace is committed to becoming the financial bridge between Web2 and Web3, helping enterprises achieve full-process fund management from "on-chain assets" to "off-chain consumption" through comprehensive products such as accounts, payments, card services, API interfaces, and wealth management. Currently, Interlace's transaction scale has reached $18 billion, with over 7 million cards issued.

These figures reflect not only the growth rate but also the deepening penetration of stablecoins in real commercial systems, which means that enterprises' demands for compliance, stability, and global accessibility are also rising in tandem. In Interlace's view, the most important question for the industry in the coming years is no longer whether stablecoins will be used, but who can provide sufficiently robust, compliant, and global infrastructure to support the long-term existence of such usage— and Interlace, with its multi-regional financial licenses, full-process compliance modules, and scalable practices, is becoming a core driver of this process.