Overview of Selected Projects for YZi Labs Fourth Quarter EASY Residency

Written by: YZi Labs
Compiled by: AididiaoJP, Foresight News

On August 25, YZi Labs officially announced all selected projects for the fourth season of EASY Residency. As its flagship incubation program aimed at early founders in Web3, AI, and biotechnology, this season features 24 early-stage companies, each receiving an investment of $500,000.

This season lasts for 10 weeks, starting online, followed by in-person collaboration among founders in Bhutan. The core focus this season is on the next generation of global financial infrastructure—ranging from stablecoin payments and on-chain foreign exchange to institutional-level market structure, privacy, credit, and AI-native execution.

The selected teams will explore and build around the following themes:

• Stablecoin payments and cross-border settlements
• On-chain foreign exchange, credit, and new banking
• Institutional-level liquidity and market-making infrastructure
• Digital asset privacy, compliance, and financial operations
• AI agents, financial intelligence, and automated execution
• Consumer and enterprise interfaces for on-chain finance
• AI-native security and creator infrastructure

YZi Labs stated that the fourth season lineup reflects its judgment on global payments, on-chain markets, and "agentic finance": more programmable, more localized, more compliance-focused, and truly embedded in everyday financial processes.

Here are the 24 selected companies and brief introductions:

Aile: Permissionless on-chain foreign exchange layer for regional stablecoins

Aggregates liquidity through intent networks, allowing competitive solvers to mint/redeem channels from forex brokers, DeFi pools, and issuers, forming deep order books and achieving on-chain atomic settlement.

Alloco: From market perspectives to on-chain investment products

Creates an institutional-grade on-chain ETFT issuance platform covering real-world assets, market strategies, and thematic opportunities. From hedge fund strategies to tokenized pre-IPO exposures, it packages complex assets into tokenized products for retail and institutional users.

D0: Local payment rails for on-chain finance

Helps on-chain trading and investment platforms accept local payment methods for deposits in emerging markets. To reach the next wave of users, crypto cannot rely solely on crypto rails and cards; local payment integration will become core infrastructure.

De ¹: Real-time execution-based financial world model

Builds an on-chain financial world model—connecting simulated and real execution with a real-time market intelligence layer. According to its disclosures, it currently processes over $800 million daily, covering more than 200 institutions, over 1,000 liquidity sources, and more than 40 chains.

ElfomoFi: Prop-AMM infrastructure for EVM markets

Connects professional market makers, liquidity providers, and traders through Prop-AMM, bringing CEX-level pricing on-chain. Market makers can distribute liquidity to mainstream DEX aggregators and solvers, while LPs can access delta-neutral market-making strategies through public treasuries and private liquidity networks.

Facto: Middleware that allows on-chain balances to be used directly for everyday payments

Users can consume directly from earning stablecoin balances without needing to transfer or pre-fund. Its API connects institutional balances with payment service providers and handles authorization and settlement.

FinTax: Accounting, tax, and AI infrastructure for digital asset finance

Builds crypto accounting, tax, and compliance infrastructure for enterprises, financial institutions, and governments. As digital assets mature, operational standards will become foundational in the market, and FinTax is building this financial backend layer.

Kravata: "Last mile" infrastructure for regulated stablecoins in Latin America

Provides a single integrated entry point for banks, fintechs, telecoms, and enterprises, embedding stablecoin accounts, withdrawals and deposits, custody, payment, and yield services. By addressing regulatory requirements, banking relationships, liquidity, and compliance, it helps partners efficiently launch stablecoin services.

Liquorice: Inventory credit layer for intent and RFQ market makers

Enhances capital efficiency for intent and RFQ market making. Market makers do not need to lock funds in multiple wallets but can borrow instantly from a shared pool when winning solver auctions.

Meddcom AI: AI-driven personalized preventive health and longevity platform

Integrates longevity diagnostics, continuous monitoring, and treatment. By utilizing over 100 blood biomarkers, epigenetic tests, and data from over 100 connected devices, it transforms fragmented health data into dynamic records that support proactive health management.

Nara: Programmable credit layer for cross-border payments

Allows fintech companies to withdraw and repay liquidity around the clock. Financing premiums are aggregated to NaraUSD—a liquidity-composable savings product designed for stablecoin-native credit stacks.

Neutral Trade: Tokenizing hedge fund strategies through treasury infrastructure

Brings professional trading strategies on-chain, connecting capital allocators with experienced traders. According to its disclosures, it has processed over $210 million in deposits, building a structured bridge between institutional strategy design and broader market participation.

Nexroute: On-chain trading execution infrastructure aimed at improving trade execution quality

Transforms BNB Chain's leading MEV expertise into a DeFi execution layer. It offers competitive quotes on BSC, becoming a leading solver for platforms like CoW Swap and OKX DEX Aggregator +, reducing toxic MEV, and returning extracted value to trading venues and chains.

Nxos: New banking for stablecoins aimed at cross-border trade

Serves businesses operating between traditional finance and crypto, from importers/exporters to Web3 companies paying fiat suppliers. It integrates fiat and stablecoins into a unified account, eliminating the need to manage separate bank accounts, OTC desks, and self-custody wallets.

Primus: Confidential infrastructure for institutional on-chain finance

Builds a privacy layer for institutional finance on public chains, enabling confidential, verifiable, and compliant activities. It does not replace existing rails but adds privacy capabilities, starting with Confidential Vault and gradually expanding to payments, payroll, treasury, and other institutional workflows.

Roostoo: Qualification layer for AI trading agents

Creates a reinforcement learning agent factory, training thousands of quantitative models covering crypto perpetuals, stocks, commodities, and forex. It continuously filters excellent agents through a real-time competition platform, deployable to DEX and treasuries.

SmartX: Personalized social trading for on-chain markets

Makes on-chain social trading verifiable, personalized, and actionable through real position verification, AI-matched signals, and one-click execution. Greater opportunities lie in the trader economy: quality insights can be monetized, and contributors can share platform-funded rewards.

Spectrum: Crypto to fiat settlement for the transition from Web2 to Web3**

Routes crypto assets to native banks and card transfers through a 24/7 settlement core, reducing friction from crypto to fiat. Built by TradFi veterans with over 20 years of experience, it aims to avoid weekend bank outages, secure better exchange rates, and reduce settlement delays and freeze risks.

Surgepay: Bill payments for the global Indian diaspora

Allows overseas Indians to pay domestic bills directly via WhatsApp, settling in rupees at mid-market exchange rates through stablecoin rails, with a target settlement time of under two minutes. It builds recipient-prioritized infrastructure extending from bank accounts to the bills themselves in one of the world's largest remittance corridors.

ViFi Labs: Decentralized exchange for emerging market currencies

An on-chain foreign exchange venue that enhances capital efficiency for market makers providing liquidity for emerging market currencies like naira, real, and peso. Payment companies and cross-border traders can deposit USDC and complete exchanges within seconds at oracle-anchored rates, without pre-funding, while minimizing local currency exposure.

xAPI: API marketplace for AI agents

Provides AI agents with a single key to discover, pay for, and call APIs across the network. Agents can also publish APIs themselves, allowing the market to grow autonomously without human intervention.

XHunt: AI-native creator intelligence and opportunity infrastructure

Measures the real impact of creators and helps them convert influence into economic opportunities. The creator market is increasingly data-driven, and what is missing is not more vanity metrics, but an intelligent layer that can identify contributions, distribution power, and monetizable opportunities.

XStabl: AI-native infrastructure for on-chain gold and forex trading

Brings leveraged gold and forex trading on-chain, combining global pricing, institutional liquidity, self-custody, and transparent settlement. According to its disclosures, the platform's daily trading volume has exceeded $100 million, utilizing AI-native capabilities for opportunity discovery, risk management, and execution.

Zerodrift: Agent-based security infrastructure for enterprise software**

Builds an agent-based security layer for continuously changing software environments. By embedding security engineers into client environments, it transforms expert judgment into code, dedicated agents, and reusable workflows.

About YZi Labs

YZi Labs manages over $10 billion in global assets. Its investment philosophy emphasizes "impact-first"—believing that meaningful returns will naturally follow. Its investments cover projects at all stages, prioritizing those with solid fundamentals in Web3, AI, and biotechnology.

The portfolio includes over 300 projects across 25 countries on six continents, with notable projects including Trust Wallet, CoinMarketCap, Polygon, Ethena, SafePal Wallet, Better Payment Network, Aster, and XAI (SpaceX). More than 65 portfolio companies have participated in its incubation program.

About EASY Residency

EASY Residency is YZi Labs' flagship global incubation program for early long-term founders in Web3, AI, and biotechnology. The program builds a co-creation community, allowing builders to find like-minded peers, mentors, and investors.

Each season gathers selected startup teams from around the world to live and build together, culminating in a high-profile Demo Day, inviting top investors and industry leaders to participate.