etherfi

Основатель и генеральный директор децентрализованного кредитного протокола Aave Стани Кулечов опубликовал ответ на ряд утверждений о Aave V4. Он заявил, что Hub и Spoke в Aave V4 по умолчанию изолированы по рисковым характеристикам, а скорректированные по риску рынки могут делиться ликвидностью через Hub в пределах установленного лимита, чтобы поддерживать новые случаи использования, одновременно избегая ненужного разделения ликвидности. Он считает, что полная изоляция ликвидности часто приводит к разделению средств, снижению коэффициента использования и увеличению затрат для пользователей, что становится более очевидным после завершения стимулов, направленных на привлечение ликвидности.Стани отметил, что Spoke в V4 представляет собой кредитный рынок, а Hub может делиться ликвидностью между этими рынками, позволяя изолированным рисковым характеристикам использовать пул средств, что повышает коэффициент использования и эффективность капитала. В отличие от обычных кураторских казначейств, которые начинают с нулевой ликвидности и нуждаются в средствах или стимулах для привлечения, Spoke V4 может полагаться на весь баланс активов Hub с первого дня запуска. Он также добавил, что архитектура V4 проще и сохраняет гибкость, а общий код значительно меньше, чем в Aave V3.По его словам, Aave V4 уже обеспечил 1,2 миллиарда долларов депозитов и развернут на нескольких сетях, таких как Ethereum, Avalanche и Arc. V4 уже поддерживает третьих кураторов, таких как EtherFi, которые могут строить и управлять полной рыночной структурой, участвуя в более широком распределении экономики кредитного рынка, а не просто взимая плату за управление объемом депозитов.

Сообщение ChainCatcher, EtherFi объявила, что существующая инфраструктура кредитования EtherFi Cash больше не может удовлетворять потребности в развитии, в настоящее время развертывается специализированный экземпляр Aave V4 на цепочке Optimism для поддержки бэкэнда кредитных карт.В настоящее время активный объем кредитования EtherFi Cash составляет 22 миллиона долларов, ожидается, что к 2027 году кредитные возможности достигнут 500 миллионов долларов. Уже 70 000 держателей карт используют криптовалюту для покупок, не продавая криптовалюту.

etherFi posted on platform X that its Liquid treasury is temporarily not directly exposed to the Kelp rsETH event risk, but as a precautionary measure, it has suspended the LayerZero cross-chain bridging functionality for weETH and eETH until the root cause of the Kelp rs ETH event is clarified. Meanwhile, for Liquid (ETH, BTC, USD), sETHFI, and eBTC products, the relevant Teller contracts have been suspended to block the LayerZero OFT bridging path, and the deposit and withdrawal functions for the related assets have also been suspended. They are currently working closely with security partners and will provide timely updates once more details are confirmed.

Recently, according to on-chain analyst Ai Yi (@ai_9684xtpa), suspected Etherfi investors have received tokens worth $6.01 million after a three-month interval.Address 0xf10...e41aC received 13.63 million tokens from the Etherfi Investors Allocation address four hours ago. Over the past three months, this address has received a total of 54.53 million ETHFI, with a total value of $35.898 million.

According to Cointelegraph, the Ethereum liquidity re-staking platform EtherFi has allocated $25 million to Plume's real-world asset protocol Nest, directly integrating tokenized RWA yields into its platform.The initial phase will be configured in Plume's nBASIS vault, which is linked to Superstate's USCC crypto arbitrage fund, with future plans to directly add a dedicated RWA vault in the EtherFi interface. This integration will provide EtherFi's user deposits exceeding $6 billion with RWA exposure. Unlike traditional DeFi yields, the returns from RWA strategies come from cash flows such as government securities interest and lending activities.

The daily transaction volume of crypto-native payment cards surged 22 times from the levels of December 2024, reaching nearly 60,000 transactions by mid-January 2026, with a daily transaction amount of nearly $4 million. Etherfi currently dominates the market, accounting for about 50% of the transaction volume, with other competitors including Gnosis, Metamask, and Solayer.Many cards offer yields through DeFi lending protocols, allowing users to earn balance returns while maintaining spending flexibility. Meanwhile, issuers are still optimizing their economic models, with significant differences in incentive structures and fee arrangements among different providers.

According to Cryptonews, data from Dune Analytics shows that the net spending on cryptocurrency cards issued in collaboration with Visa by six blockchain projects rose from $14.6 million in January 2025 to $91.3 million by the end of December, marking a 525% increase in total net transactions for the year.These cards are provided by crypto payment platforms GnosisPay and Cypher, as well as decentralized finance projects EtherFi, Avici Money, Exa App, and Moonwell. Among them, EtherFi's Visa credit card had a total spending of $55.4 million for the year, while Cypher's spending reached $20.5 million.

According to on-chain analyst The Data Nerd (@OnchainDataNerd), a possible early Ethereum holder known as 0xBilly has staked 3,598 ETH (approximately $10.8 million) to Etherfi. These ETH have been held at this address for up to 9 years.

In response to the community's concerns about "EtherFi or upstream and downstream issues, a card that has never been used for any consumption/pre-authorization was fraudulently charged, and usage has been suspended," EtherFi CEO Mike Silagadze stated, "We are investigating this matter and communicating with our credit card partners. All users who have experienced fraudulent transactions will receive refunds."

ChainCatcher news, according to Onchain Lens, two suspected related wallet addresses withdrew a total of 20,000 ETH from Coinbase Prime, worth approximately $86 million, and have staked all assets on the EtherFi platform.

ChainCatcher news, Nasdaq-listed company ETHZilla Corporation (Nasdaq: ETHZ) today announced plans to deploy approximately $100 million worth of Ethereum (ETH) into the liquidity re-staking protocol EtherFi to enhance its treasury yield.The company currently holds 102,246 ETH, with a total value of approximately $456 million and an average acquisition price of $3,948.72.

ChainCatcher Message, the Ethereum liquidity re-staking protocol has grown rapidly in recent years, with the total value locked across platforms reaching $30 billion, indicating a significant shift among validators in deploying ETH for yield. This growth coincides with an increase in withdrawal activities from native ETH staking, as validators are moving away from traditional staking mechanisms in search of more flexible opportunities.Leading protocols like EtherFi and Eigenpie have captured a considerable market share since the beginning of the year, and the sector continues to show sustained upward momentum heading into mid-2025.

ChainCatcher news, according to Onchain Lens monitoring, Justin Sun unstaked 52,905 ETH worth $209 million from Lido Finance two hours ago, and also unstaked 20,000 ETH from EtherFi. Subsequently, he deposited 10,000 ETH (approximately $39.69 million) and 196,380 EIGEN (approximately $964,000) into the HTX exchange.

ChainCatcher news, according to Onchain Lens monitoring, an hour ago, a newly created wallet withdrew 4000 ETH from OKX, worth approximately 9.85 million USD.Shortly after proposing this fund, the wallet staked the ETH on etherfi to earn rewards.

ChainCatcher news, according to official sources, the derivatives trading platform Derive (formerly Lyra) has announced the completion of its angel round financing, with participation from DCFGOD, EtherFi co-founder Rok Kopp, SPREEK, and others.Derive is a decentralized cryptocurrency options and perpetual contract trading platform that supports various financial applications and products for integrators, traders, and institutions, aiming to make its protocols and infrastructure easily accessible, paving the way for the next wave of on-chain innovation and breakthroughs.

ChainCatcher news, Aave co-founder Stani stated on his social platform that a customized market for EtherFi and Ethena will be launched on the Ethereum mainnet in the coming weeks.In addition, the protocol will also expand to ZKsync and Linea L2 networks.

ChainCatcher news, according to Lookonchain monitoring, EtherFi, Renzo, and AltLayer previously airdropped tokens worth approximately $5 million to EigenLabs employees.EtherFi airdropped 10,491 ETHFI to 44 addresses, totaling 461,600 ETHFI (peaking at $3.69 million), of which 31.2% of ETHFI has been sold.AltLayer airdropped 46,512 ALT to 37 addresses, totaling 1.72 million ALT (peaking at $1.16 million), of which 32.4% of ALT has been sold.Renzo airdropped 66,667 REZ to 27 addresses, totaling 1.8 million REZ (peaking at $500,000), of which 33.6% of REZ has been sold.

ChainCatcher message, the re-staking infrastructure provider Symbiotic announced that the first batch of 14 networks has joined its shared security framework ecosystem, including Frax, EtherFi, RedStone, Arrakis, Stride, Capx, Primev, Router, Pragma, Hinkal, Inference Labs, Ditto, RollChains, and Leaf. These projects will leverage Symbiotic's technology to enhance security and decentralization in their respective fields, covering various aspects such as DeFi, oracle services, cross-chain bridging, AI resource matching, MEV optimization, and privacy solutions.In addition, Symbiotic plans to launch its mainnet in September.