ltv

Экосистема Solana запускает рынок залога sUSDai на кредитном протоколе Kamino. Этот рынок разработан и управляется Allez Labs, а sUSDai является активом, привязанным к займам под GPU.На этом рынке держатели sUSDai могут закладывать активы для получения USDC, максимальное соотношение займа к стоимости составляет 80%, при этом ликвидация будет запущена, когда уровень залога достигнет 85%.

Сообщение ChainCatcher, CEO Bitwise на платформе X заявил, что один из крупных банков разрешил клиентам брать кредиты на основе Bitwise Solana Staking ETF (BSOL) с максимальным коэффициентом займа к стоимости 25%. Он отметил, что рад видеть, как криптовалюта продолжает интегрироваться в основную финансовую систему.

Aave founder Stani Kulechov posted on the X platform that the next step of the rsETH technical recovery plan has been completed, and the loan-to-value (LTV) ratios of WETH loans across all affected networks have been restored to pre-event levels. Users can now again borrow on Aave using WETH as collateral, including through collateral and debt swaps.According to the Aave announcement, this recovery involves network deployments such as Aave V3 Ethereum Core, Ethereum Prime, Arbitrum, Base, Mantle, and Linea.

The Aave community has passed a proposal to remove the collateral eligibility of USDS (adjusting LTV to 0), exclude it from e-Mode, and increase the reserve factor (RF) from 10% to 25%, currently awaiting final execution of the AIP.The main reasons are the decline in USDS yield contribution, low collateral utilization, and potential risk exposure from the issuance mechanism.MakerDAO founder Rune responded that the proposal misunderstands the borrowing methods of Stars like Spark and Grove from Sky, stating that they have actually paid reasonable interest rates and settled regularly. He emphasized that if Sky significantly improves transparency and scalability through Data Hub, Grove, and Sentinel Network in the future, USDS still has a chance to return to the Aave collateral asset list, promoting broader adoption.

ChainCatcher news, South African financial company Altvest Capital plans to raise $210 million to purchase Bitcoin, becoming the first African company to adopt Bitcoin as a reserve asset.

ChainCatcher news, according to Bloomberg, South African listed company Altvest Capital Ltd. plans to raise $210 million to purchase Bitcoin and establish a crypto treasury reserve, hoping to benefit from the nearly doubling of digital asset prices over the past year.The company's founder and CEO Warren Wheatley stated in an interview that the company will also be renamed "Africa Bitcoin Corp." and is raising funds from both overseas and local investors, seeking to list internationally. Altvest's subsidiary, Altvest Bitcoin Strategies Pty Ltd., will represent CAEP Asset Managers Pty Ltd., which is authorized by the Financial Sector Conduct Authority, to provide crypto services.Altvest has a market capitalization of 52.8 million rand ($3 million), and it will treat cryptocurrency as a core reserve asset on its balance sheet, similar to how companies traditionally hold cash or gold.

ChainCatcher news, Altvest Capital Ltd. announced that it will become the first listed company in Africa to adopt Bitcoin as its primary treasury reserve asset, a strategy that follows Michael Saylor's approach, which has seen its stock price soar over 2,400% since it began purchasing Bitcoin.Altvest CEO Warren Wheatley stated in an interview that the company has purchased one Bitcoin and has applied to regulators to raise approximately 200 million rand (10 million USD) by selling shares to increase its treasury reserves. He added that a final decision on the fundraising has not yet been made.

ChainCatcher message, UniSat announced on platform X that it is using OP_CLTV to create a time lock to ensure the allocation of funds for the Fractal ecosystem treasury and community grants over the next 10 years, aiming to ensure:Funds cannot be transferred prematurely;A maximum of 10% of the payments can be made each year and executed on-chain.

ChainCatcher message, Maker stated on social media that 50 million DAI has been allocated from the Spark MetaMorpho DAI vault to the sUSDe/DAI 86% LLTV vault.It is reported that this update has raised the debt ceiling of the Spark Morpho Direct Deposit Module (DDM) to a historic high of 450 million DAI.Currently, this core vault engine contributes approximately 49 million dollars in annualized revenue to the Maker protocol.

ChainCatcher news, according to Cointelegraph, users of the Blast network cryptocurrency lending application Pac Finance reportedly suffered a liquidation of $24 million on April 11 due to a sudden change in parameters by the developer's wallet. An official Discord administrator claimed they had notified the team about the issue. The official team has not yet issued a statement regarding this matter.It is reported that Pac Finance allows cryptocurrency holders to deposit funds and earn interest by lending capital. To ensure repayment, the application only allows borrowers to take out loans equivalent to a certain percentage of the collateral value. This percentage is known as the "Loan-to-Value" (LTV) ratio. The LTV can be changed by the development team, but it is usually only executed after an announcement.According to blockchain data from the Blast network, the Pac Finance developer wallet called a function on its PoolConfigurator-Proxy contract at 1:06 AM UTC on April 11, setting the LTV for ezETH at 60%.

ChainCatcher news, the Aave community has initiated a new ARFC proposal aimed at adjusting the risk parameters of the DAI stablecoin.It is reported that the proposal was put forward by the Aave Chan Initiative (ACI) team, recommending to adjust the loan-to-value ratio (LTV) of DAI to 0% across all Aave deployments and to remove sDAI incentives from the Merit program, effective from Merit Round 2 and onwards.Additionally, this move is intended to address the aggressive actions of MakerDAO's recent D3M plan, which has caused DAI's credit line to grow from zero to a projected 600 million DAI in less than a month, and potentially increase to 1 billion DAI in the short term, thereby increasing the risk of DAI as collateral. Considering that currently only a small portion of DAI deposits are used as collateral on Aave, and users can easily switch to USDC or USDT as alternative collateral options, the purpose of the proposal is to mitigate potential risks without significantly impacting the user base.

ChainCatcher news, Curve Finance disclosed more details about its one-way lending market Llamalend based on crvUSD on social media platforms. In this lending platform, users can self-list any asset without permission, but the collateral ratio parameters and soft liquidation losses for each asset will vary based on a set of algorithms. Curve Finance provided example calculations of parameters for some assets based on this algorithm, with a maximum loan-to-value ratio (LTV) of 83% for CRV-type assets, and some euro stablecoins can reach an LTV of 96.5%.

ChainCatcher news, DeFi risk management company Gauntlet has once again initiated a vote on the lending protocol Aave to adjust the risks posed by the large CRV collateral loan of Curve founder Michael Egorov. Gauntlet stated, "Although the previous AIP proposal did not pass, Gauntlet still recommends freezing CRV and setting the CRV LTV to 0." The preliminary snapshot vote for this proposal is expected to end on July 8., Gauntlet suggested to the Aave governance community to freeze the CRV tokens in the loan position of Curve Finance founder Michael Egorov's wallet address and set the loan-to-value ratio of CRV on Aave v2 to zero to mitigate the risks posed by the loan positions on the crypto lending protocol, but the Aave community unanimously voted against it. (Source link)

ChainCatcher message, the Snapshot voting page shows that the Aave community will vote on the ARFC proposal to "reduce the liquidation threshold (LT) and loan-to-value ratio (LTV) for CRV on Aave V2 Ethereum" on June 21. The voting will end on June 24.It is reported that the proposal was put forward by Chaos Labs, suggesting to reduce Aave's risk exposure to CRV on V2 Ethereum according to its recommendations, proposing to lower its LT and LTV by 3% respectively. If consensus is reached, an Aave Improvement Proposal (AIP) will be submitted to implement the proposed updates. (source link)