wcbdc

Согласно отчету Ledger Insights, Управление финансовых услуг Гонконга планирует запустить оптовую цифровую валюту центрального банка (wCBDC) для межбанковских расчетов до конца этого года в рамках проекта Project EnsembleTX, предназначенного для 24-часовых расчетов по токенизированным депозитным сделкам.Проект вступит в стадию реального торгового пилотирования к концу 2025 года, но в настоящее время межбанковские расчеты по-прежнему зависят от системы RTGS, работающей только в рабочие часы, и wCBDC будет использоваться для решения этой проблемы. Кроме того, wCBDC также планируется использовать для расчетов по внебиржевым производным сделкам на Гонконгской фондовой бирже (HKEX) в нерабочие часы, и соответствующие реальные денежные сделки также планируются к реализации в этом году.

ChainCatcher news, the Bank Negara Malaysia (BNM) recently stated that it will focus on the research of wholesale central bank digital currency (wCBDC) and will not consider issuing retail CBDC for the time being. The bank believes that the existing system is sufficient to meet retail payment needs.BNM stated that wCBDC will be used for interbank settlements of tokenized deposits both domestically and internationally, and has participated in Singapore's multi-CBDC project "Project Dunbar" and the cross-border CBDC project "mBridge." Although technical preparations and policy research are underway, BNM plans to continue researching wCBDC and distributed ledger technology in 2024-2025, but there are no immediate issuance plans.Several Asian central banks, including those in Hong Kong, South Korea, Singapore, and Taiwan, are also exploring wCBDC to support tokenized deposits. A report by Ledger Insights indicates that there are currently over 70 tokenized deposit and bank stablecoin projects in progress.

ChainCatcher news, according to Ledger Insights, the French deposit bank (CDC) recently issued €100 million ($108 million) in digital bonds, using the French central bank's DL3S DLT platform and its pilot wholesale central bank digital currency wCBDC for settlement. This transaction is part of the European Central Bank's wholesale DLT settlement pilot, which will conclude this month.The French central bank avoids using the term wholesale CBDC, instead referring to it as a tokenized representation of central bank currency. For the issuance by CDC, it needed to synchronize the issuance of digital native notes (DNN) on Euroclear's D-FMI platform with the settlement on the central bank's DL3S. According to French law, DNNs are issued in bearer form.Additionally, the French pilot CBDC solution has been used for several other digital bond issuances. These include a €30 million sovereign bond issued by Slovenia and small commercial papers issued by Dutch banks, along with several other projects involving simulated DL3S experiments.

ChainCatcher news, the Korea Times cited sources saying that later this year, 100,000 people will participate in a large-scale pilot for tokenized deposits. The report stated that the deposit tokens will be "similar to using vouchers," which is consistent with previously announced plans.A year ago, the Bank of Korea announced plans to issue wholesale central bank digital currency (wCBDC) to support interbank settlements of bank tokenized deposits. The pilot involving up to 100,000 participants will begin in September or October of this year.In June, two government agencies announced funding for the voucher project being developed by the central bank, where the deposit tokens can be used for welfare, culture, education, and other services. However, today's report indicates that the vouchers in the pilot will be used to purchase goods at convenience stores.A banking official told the Korea Times, "Although the timeline seems slightly delayed compared to our initial expectations, we are working hard to launch the CBDC test involving 100,000 participants using deposit tokens by the end of this year, which will be a global milestone."

ChainCatcher news, according to Bitcoin.com, the Banque de France (BDF) and the Hong Kong Monetary Authority (HKMA) announced a collaboration on wholesale central bank digital currency (wCBDC).It is reported that this collaboration includes the HKMA's participation in the second wave of exploratory work of the European Central Bank's euro system. The two institutions signed a Memorandum of Understanding (MoU) to innovate in the wCBDC and tokenized markets, focusing on the interoperability between BDF's DL3S infrastructure and the HKMA's Ensemble Sandbox. This collaboration aims to enhance real-time cross-border and cross-currency payments, optimize settlement efficiency, and promote interoperability between financial market infrastructures.BDF First Deputy Governor Denis Beau and HKMA Vice President Howard Lee emphasized the potential of this initiative in promoting inclusive finance and advancing the development of the global token market.

ChainCatcher news, the Hong Kong Monetary Authority (HKMA) has announced the launch of a new wholesale Central Bank Digital Currency (wCBDC) project called "Ensemble" to support the development of Hong Kong's tokenized market. The new project aims to develop innovative financial market infrastructure, facilitating smooth interbank settlements of tokenized currencies through wCBDC. The project will initially focus on tokenized deposits, which are digital forms of commercial bank deposits issued and provided to the public by commercial banks. Based on wCBDC, tokenized deposits can be used for trading tokenized assets.It is reported that the focus of the Ensemble project is the wCBDC "sandbox" that the HKMA will launch this year. The "sandbox" will further explore and test tokenization use cases, including the settlement of tokenized real-world assets (such as green bonds, voluntary emission reductions, aircraft, electric vehicle charging stations, electronic bills of lading, and treasury management), and is likely to develop into new financial market infrastructure, serving as a bridge between tokenized real-world assets and tokenized currencies in transactions. If the wCBDC "sandbox" receives positive feedback from the industry, the HKMA will issue wCBDC in due course.In addition, the HKMA will establish a wCBDC framework working group composed of local and multinational banks, key participants in the digital asset industry, technology companies, and CBDC experts. The HKMA will also continue to collaborate with Cyberport and Hong Kong Science Park to promote the development of asset tokenization and support local fintech innovation.