BTC $78,717.74 +0.43%
ETH $2,493.48 +2.60%
BNB $702.52 +1.61%
XRP $1.40 -2.82%
SOL $97.70 +0.95%
TRX $0.3355 -0.63%
DOGE $0.0859 -0.21%
ADA $0.2081 -0.30%
BCH $264.87 +0.41%
LINK $11.43 +1.34%
HYPE $81.73 +3.58%
AAVE $125.09 -1.06%
SUI $0.7476 -1.12%
XLM $0.1815 -1.36%
ZEC $788.33 +3.12%
BTC $78,717.74 +0.43%
ETH $2,493.48 +2.60%
BNB $702.52 +1.61%
XRP $1.40 -2.82%
SOL $97.70 +0.95%
TRX $0.3355 -0.63%
DOGE $0.0859 -0.21%
ADA $0.2081 -0.30%
BCH $264.87 +0.41%
LINK $11.43 +1.34%
HYPE $81.73 +3.58%
AAVE $125.09 -1.06%
SUI $0.7476 -1.12%
XLM $0.1815 -1.36%
ZEC $788.33 +3.12%

币安升级加密贷款服务,支持比特币矿工等长期持有者融资需求

2026-03-18 20:24:49

ChainCatcher 消息,据 Crowdfund Insider 报道,币安对其借贷服务进行升级,推出改进版灵活贷款(Flexible Loan)产品,用户无需出售资产即可获取流动性。

该产品为超额抵押、期限开放的隔离借贷方案,最低借款金额等值 1 美元,支持随时借款与还款,且借还均不收取手续费。抵押资产将自动接入 Simple Earn 灵活产品,每分钟持续产生收益,实现“边抵押边赚息”。贷款利率同样每分钟刷新,以反映实时市场状况。借出资金可用于现货交易、杠杆仓位、合约交易或进一步质押,支持资产包括 BTC、ETH、USDT 等主流代币。

平台内置风险监控机制,但用户仍需主动管理仓位,维持充足抵押缓冲以防止强制平仓。Binance 表示,此次升级尤其适合比特币矿工等长期持有者,可在不减持资产的前提下覆盖运营成本或把握市场。

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