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FATF:穩定幣現主導非法加密資金流動,P2P 交易成監管盲區

2026-03-04 19:06:50

ChainCatcher 消息,据 Cointelegraph 報導,國際反洗錢監管機構金融行動特別工作組(FATF)在最新報告中指出,通過自托管錢包進行的點對點(P2P)穩定幣轉帳已成為加密貨幣生態系統中的關鍵弱點,因其可繞過反洗錢(AML)監管。

FATF 強調,這類交易無需通過受監管中介機構即可完成,造成監管缺口。報告顯示,2025 年穩定幣占非法交易總量的 84%,成為規避制裁等非法活動的主要工具。雖然區塊鏈交易可追蹤,但錢包地址的匿名性增加了歸因難度。FATF 呼籲各國評估穩定幣安排帶來的風險,並採取相稱的緩解措施,包括加強自托管錢包與受監管平台交互時的監控,以及明確穩定幣發行和分銷實體的反洗錢義務。

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