Matrixport collaborates with the Hong Kong University of Science and Technology's Financial Research Institute to jointly release an in-depth insight report on gold tokens

Matrixport, a global leading one-stop crypto financial services platform, announced the official release of a joint research report with the Hong Kong University of Science and Technology's Financial Research Institute, titled "Gold Tokens in the New Financial Paradigm: Reconstructing the Underlying Assets of the Global Value Network." This marks the formal launch of their collaborative research on gold tokenization products. Moving forward, they will continue to promote more industry case analyses and in-depth data research, constantly expanding the frontier understanding in this field and providing the industry with more practically meaningful theoretical support and innovative insights.

The academic report released this time was co-authored by Tang Bo, the director of the Financial Research Institute at the Hong Kong University of Science and Technology, and Eva Meng, the head of Matrixdock (Matrixport's RWA tokenization platform). They delve into the efficiency development challenges faced by new finance and analyze how gold tokens can become a key asset module in the new financial system.

The report points out that the increasing pressure on monetary trust globally, along with the dual challenges of efficiency and adaptability faced by cross-border payment systems, has exacerbated the structural bottlenecks of traditional value carriers. Especially in the context of global asset allocation mismatches and limited connections between capital markets in various countries, the structural constraints of traditional core store-of-value assets, represented by gold, have become apparent. At the same time, emerging economies (such as blockchain) lack effective connection interfaces with real financial infrastructures, making it difficult to achieve a closed loop of asset interaction, credit connection, and value communication. The market is in need of a new financial linking architecture and digital carrying forms.

Based on on-chain asset flow data, transaction structures, on-chain lending behaviors, and many other key dimensions, Tang Bo and Eva Meng thoroughly explain the on-chain value and structural advantages of gold tokens, payment and transaction scenarios, liquidity performance, and various real-world application scenarios. They also analyze the current trust architecture of gold tokens, compliance boundaries, and the potential risks and challenges that may arise in the RWA tokenization track. This report, supported by unique perspectives and ample on-chain data, provides research results on the RWA track that combine theoretical vision with practical experience.

"Gold tokens anchored to physical gold and backed by real value are bringing unprecedented transparency and liquidity to the gold industry. Tokenizing gold is not a challenge to the financial system, but a response to the structural problems within the gold industry itself, including long-standing pain points such as information opacity, liquidity fragmentation, and limited use cases. Through on-chain verifiable holding structures, open interaction interfaces, and flexible combinations with DeFi, gold tokens are gradually evolving from 'price-anchored objects' to 'financial application components,'" said Eva Meng, head of Matrixdock. "We will continue to collaborate with the Financial Research Institute at the Hong Kong University of Science and Technology to explore the implementation paths of RWA tokenization in traditional asset fields such as gold, promoting the digital upgrade of the gold industry."

Tang Bo, director of the Financial Research Institute at the Hong Kong University of Science and Technology, stated, "In the context of the global trend of digitalization of the financial system and asset tokenization, gold, as a value carrier with global consensus and no sovereign credit risk, is ushering in a historic opportunity for structural reshaping. As the next most likely scalable real-world asset (RWA), gold tokens not only continue the traditional role of gold as the 'ultimate store of value,' but also deeply integrate monetary attributes and asset attributes through their programmable, composable, and cross-chain circulation technical characteristics. They are expected to become core collateral in the next generation of decentralized financial infrastructure, neutral settlement mediums in cross-border payments, and digital reserve assets for emerging market countries, thus playing a more critical and diverse role in the future global currency and asset system."

In August of this year, Matrixport signed a memorandum of cooperation with the Financial Research Institute at the Hong Kong University of Science and Technology, stating that both parties will jointly conduct cutting-edge financial research based on real-world issues related to digital assets and RWA tokenization, and promote the sustainable development of the fintech ecosystem in Hong Kong and internationally. The academic report released, "Gold Tokens in the New Financial Paradigm: Reconstructing the Underlying Assets of the Global Value Network," marks the beginning of the collaborative research on gold tokenization products between Matrixport and the Financial Research Institute at HKUST. In the future, both parties will root their exploration in the integration of "industry, academia, and research" to provide the market with more valuable and in-depth content, accelerating the integration of RWA tokenization with traditional finance.

About Matrixport

Matrixport, established in 2019, is the world's leading and Asia's largest one-stop crypto financial services platform, dedicated to creating a super account for users that integrates functions such as crypto asset trading, investment, lending, custody, RWA, and research. Matrixport's asset management and custody volume reaches $6 billion, providing global users with diverse crypto financial solutions to maximize capital utilization and ensure continuous asset appreciation.

Matrixport holds a Hong Kong trust company license & money lender license, a U.S. money services license, and a Swiss FINMA asset management license, and is a UK FCA compliant authorized representative company and a member of Swiss FINMA SRO-VFQ. Its subsidiary, Fly Wing, has obtained a major payment institution license in Singapore. Matrixport has been recognized by CB Insights as one of the "50 Most Promising Blockchain and Crypto Companies in the World" and has been included in the "2024 Global Unicorn List" and the 2025 Singapore Fintech Unicorn List by Hurun.

Matrixdock is the real-world asset (RWA) tokenization platform under the Matrixport Group, which launched the short-term U.S. Treasury bond token product (STBT) in Asia and will launch a gold token (XAUm) anchored to 99.99% pure LBMA physical gold in 2024. Matrixdock aims to become the gateway for users to enter the high-quality real-world asset (RWA) investment market, focusing on building a trustworthy, secure, and compliant RWA ecosystem.

Matrixport official website: https://www.matrixport.com

About the Hong Kong University of Science and Technology's Financial Research Institute

The Financial Research Institute at the Hong Kong University of Science and Technology aims to address significant social and economic issues by integrating and utilizing knowledge and resources from different disciplines and departments.

We collaborate closely with academic researchers, industry practitioners, and policymakers from Hong Kong, mainland China, and Europe and the United States in finance, economics, and other fields, aiming to establish an interdisciplinary international platform to achieve the following goals: (1) promote communication and cooperation among multiple stakeholders in academia, industry, and government; (2) advance cutting-edge research that can solve significant real-world problems; (3) provide information support for scientific decision-making by practitioners and policymakers. In response to the important challenges and development opportunities currently faced by Hong Kong, the institute has established four major interdisciplinary research areas: (1) technological innovation; (2) environment and social responsibility; (3) wealth management; (4) macro finance and geopolitical economy.