USDD officially launches WBTC Vault to diversify collateral asset layout, enhancing security and stability

On April 8, the decentralized stablecoin USDD announced the official launch of two WBTC Vaults, allowing users to use WBTC as collateral to mint USDD. This adds a high-quality collateral option to USDD, which already includes TRX, sTRX, and USDT Vaults. The introduction of the WBTC Vault further enriches the variety of collateral for USDD, enhances the overall security and robustness of the protocol, and provides users with more stable cross-chain yield opportunities.

The USDD team stated, "The launch of WBTC Vaults is an important step in diversifying collateral assets for the USDD protocol, enhancing security and user experience. We will continue to deepen our integration with the Bitcoin ecosystem to provide global users with safer, more flexible, and more profitable stablecoin solutions."

WBTC Vault Launch: Low Entry Barriers and Dual Yield Strategies

It is reported that the two newly launched WBTC Vaults are WBTC-A and WBTC-B. Among them:

The minimum collateral ratio for WBTC-A is 150%, the minimum loan amount is $1,000, and the debt ceiling is $10 million;

The minimum collateral ratio for WBTC-B is 130%, the minimum loan amount is $2,500, and the debt ceiling is $10 million.

Currently, WBTC Vaults only support the TRON network, with plans to expand to other mainstream public chain platforms in the future. TRON network users can connect their wallets on the official website to directly deposit WBTC to obtain USDD. Cross-chain users can use the official cross-chain bridge or custodial channels to operate WBTC across chains to the TRON network, and after transferring to a TRON wallet, they can mint in the two WBTC Vaults.

Additionally, users can increase their yields through two efficient strategies. The first is to use leverage for a long cycle; after users collateralize WBTC to borrow USDD, they can exchange WBTC on a DEX for further collateralization, amplifying their BTC exposure without adding extra funds. The second is cross-platform interest rate arbitrage, where users can earn net interest spreads by depositing into high-yield pools after borrowing USDD.

USDD Collateral Assets Become More Diverse

As the largest and most recognized tokenized Bitcoin asset by market capitalization, WBTC holds over 119,000 BTC, with a market value of $8.5 billion and a market share exceeding 60%. The addition of WBTC significantly enhances the diversity and robustness of the USDD collateral pool.

USDD Vaults have always been known for their low stability fees, low entry barriers, and flexible exit mechanisms (PSM 1:1 lossless exchange for USDT). The launch of WBTC Vaults further strengthens USDD's diversified collateral strategy, providing users with richer cross-chain financial management options.

On January 22 of this year, BitGO, the custodian of WBTC, went public on the New York Stock Exchange, indicating a close connection with traditional finance and gaining comprehensive recognition in compliance, transparency, and security. As a custodial asset of BitGo, WBTC also possesses dual trust from both crypto finance and traditional finance.

Since the beginning of this year, another publicly listed company in the U.S., TRON.INC, has been continuously increasing its holdings of TRX. The inclusion of WBTC means that the collateral assets in the USDD Vault are primarily composed of top ten assets in the crypto market and high-quality assets recognized by traditional financial markets. Through the security and stability of collateral assets, USDD's advantages in transparency and stability will further enhance its position in the stablecoin sector.

USDD Protocol's Security and Robustness Further Strengthened

Incorporating WBTC as collateral will further enhance the security and robustness of USDD, marking another milestone for the protocol and providing a comprehensive boost to the future development of the USDD ecosystem.

With the implementation and expansion of this layout, USDD will extend its collateral assets from being biased towards the TRON ecosystem to global core assets, reducing reliance on a single ecosystem, making the overall collateral assets more stable amid market fluctuations, and lowering risk concentration, significantly enhancing system robustness.

Additionally, Bitcoin, as a safe-haven asset, has deeper global liquidity and widespread market consensus. When other categories of collateral assets encounter significant fluctuations and liquidity pressures, the resilience of WBTC will help USDD maintain price anchoring during extreme market conditions, greatly reducing the likelihood of systemic risk.

The addition of WBTC also means that USDD can attract a broader range of market funds, especially inflows from Bitcoin holders, bringing external high-quality assets into USDD Vaults, optimizing the results of collateral assets, and thereby enhancing security and stability in the long term.

Since completing its brand upgrade in 2025, USDD has rapidly achieved multi-chain deployment on mainstream public chain platforms, making it a decentralized stablecoin product easily accessible to users. After launching diversified and sustainable financial yield activities in collaboration with mainstream exchanges and DeFi protocols, the USDD ecosystem has expanded rapidly, continuously validating and strengthening its positioning strategy as the "yield-generating version of USDT." Driven by its anchoring performance, stable yield strategies, and strong self-sustaining capabilities, USDD's market penetration and share have been continuously increasing. As of now, USDD's TVL has reached $2.19 billion, with a circulation exceeding $1.54 billion, ranking 8th in the stablecoin market and becoming one of the most outstanding stablecoin brands since 2025. The launch of the WBTC Vault will continue to propel USDD forward on its path as a leading stablecoin product.