Tria raised $12 million in funding, aiming to become a self-hosted digital bank and payment infrastructure for humans and AI

Tria (tria.so) has completed a $12 million pre-seed round and strategic financing to build a global self-custody digital bank for humans and AI entities. Participants in this round of financing include P2 Ventures (Polygon), Aptos, Tria's own community, and executives from companies such as Polygon, the Ethereum Foundation, Wintermute, Sentient, 0G, Concrete, and Eigen. Polychain and Polygon served as pre-seed advisors in this round of financing.

Digital banks like Revolut and Monzo simplify fiat finance by shielding users from the complexities of traditional finance, currently managing over $40 trillion in global transactions. Web3 takes this concept further by completely removing intermediaries.

Tria is addressing the biggest gap in the cryptocurrency space: real-world applications. For the first time, users can spend, trade, and profit from a self-custodied balance without worrying about gas fees, cross-chain bridges, or mnemonic phrases.

Whether buying a coffee in Tokyo or exchanging tokens across chains, Tria enables instant, seamless, and fee-free transactions. Its Visa card can be used in over 150 countries and supports more than 1,000 tokens. Transactions are routed through Tria's BestPath engine for optimal execution, and idle assets can earn yield, which is automatically used to pay off card balances.

Tria's proprietary technology is called BestPath AVS— a decentralized execution layer where solvers, routers, and relayers compete to achieve instant routing for cross-chain transactions. BestPath has routed payments and transactions for over 250,000 users and is used by more than 70 protocols, including Polygon, Arbitrum, Sentient, and Injective.

Stablecoins, real-world assets, and autonomous intelligent agents are rewriting the fintech stack. By 2030, on-chain transaction volume is expected to reach $100 trillion, yet 98% of users remain trapped in traditional user experiences. Revolut unlocked traditional finance through design. Now Web3 needs a similar breakthrough—while not sacrificing asset self-custody. Tria is the missing piece: a consumer-facing digital bank on top of programmable payment infrastructure.

Tria was founded by Parth Bhalla and Vijit Katta, with team members from Binance, Polygon, OpenSea, Nethermind, Intel, and support from prominent members of the UAE royal family, government officials, and leaders from the Ethereum Foundation, Polygon, and Wintermute.

As part of its commitment to "co-build with the community, not just for the community," Tria is reportedly preparing for a public allocation round. This plan will give users the opportunity to hold shares in the digital bank they use. Official details are expected to be announced soon through Tria's social channels on the X platform and Linktree.