The built-in wallet of Telegram integrates with Affluent Vault, bringing USDT earnings to over 100 million Telegram users

October 21, 2025, Dubai, UAE ------ The decentralized asset management protocol Affluent, built on the TON blockchain, has integrated its vault product (Affluent Vaults) into the self-custody service TON Wallet provided by Telegram's built-in wallet. This marks the first time that the "Earn" section of TON Wallet has accessed a third-party DeFi yield protocol, allowing over 100 million registered Wallet users in Telegram to directly utilize professional-grade crypto yield strategies.

This integration enables Telegram users to start earning on their crypto assets without leaving the app. Users can now access earning opportunities denominated in USDt, one of the world's most popular stablecoins (with approximately 330 million holders globally), and plans to support tokenized gold (XAUt) in the future. The operation is very simple: open Wallet, click "Earn," and start earning with one click.

For the built-in wallet of Telegram, this collaboration is another step towards promoting the inclusivity of crypto assets and lowering the entry barriers. It brings professional-grade, high-yield DeFi products to a wide range of users, allowing any Telegram user to easily and effortlessly enhance the value of their crypto assets.

Affluent officially launched in June 2025 as an independent Telegram Mini App and web version. Its operational model is similar to a "crypto smart bank": a liquidity hub that does not require trust in third parties, providing automated yield strategies and asset allocation under risk management through its Vault Manager system. By combining institutional-grade infrastructure with Telegram's massive traffic entry, Affluent aims to provide the public with a "deposit-like simple" crypto savings experience—earning on-chain while operating off-chain simply.

The Telegram built-in wallet currently serves over 100 million registered users, accounting for about 10% of Telegram's monthly active users. Guided by the goal of "onboarding 30% of Telegram users to wallets by 2028," this integration takes Telegram's Web3 ecosystem a step further towards becoming "the world's first true Web3 financial super app."

"Integrating Affluent's vaults into TON Wallet is a key step in our journey to make Telegram the world's first Web3 financial super app," said Justin Hyun, Co-CEO of Affluent. "We have abstracted away the complexities of DeFi. Now, Telegram users can directly access professional-grade yield/savings strategies within Telegram—open the wallet, click, and then earn."

Egor Danilov, Chief Product Officer of Telegram's built-in wallet, stated: "Our goal has always been to enable everyone, regardless of their familiarity with crypto technology, to use Web3 seamlessly. With the integration of Affluent Vaults, users can start working their assets in a simple and secure way without leaving Telegram. This collaboration will help millions of users worldwide turn their idle assets into truly income-generating assets."

About Affluent

Affluent is a platform that brings professional, decentralized yield strategies to everyday users through a native experience based on Telegram. By abstracting the technical complexities of DeFi, Affluent allows users without a deep background to achieve sustainable, risk-adjusted returns. Through expert-managed strategy vaults and a seamless Telegram interface, Affluent provides a decentralized asset management experience designed for mass adoption. We believe that innovation should serve everyone, not just early adopters. With Affluent, anyone can confidently and easily manage their digital assets.

About Telegram's Built-in Wallet

Telegram's built-in wallet is a digital asset solution natively embedded in the Telegram interface. Supported by The Open Platform, the built-in wallet reached over 100 million users globally in 2024 and is committed to providing its solution to all of Telegram's over 1 billion users. The built-in wallet offers a dual wallet experience: Crypto Wallet (a multi-chain wallet for trading and sending crypto assets to contacts) and TON Wallet (a self-custody wallet that provides access to dApps and tokens within the TON ecosystem).

The built-in wallet in Telegram is a digital asset solution natively embedded in the Telegram interface, supported by The Open Platform. The built-in wallet has accumulated over 100 million users globally in 2024 and is committed to providing its solution to all of Telegram's over 1 billion users.

The Wallet in Telegram offers a "dual wallet" experience:

• Crypto Wallet: a multi-chain wallet for trading, exchanging, and sending crypto assets to contacts;
• TON Wallet: a self-custody wallet that provides direct access to dApps and tokens within the TON ecosystem.